Real Estate News & Market Trends

As you get closer to buying a home, it’s a good idea to apply for mortgage pre-approval from your lender. Many home sellers won’t consider an offer from a buyer who isn’t pre-approved for a home loan.

Get pre-approved with Googain today!

www.googain.com

If your current mortgage rate is 6% or higher, it’s a good idea to refinance now. We recommend refinancing if you can get a mortgage rate that is at least 1% lower than your current one. Contact us for more information.

www.googain.com

From our family here at Googain/MaxReal to yours, we wish you a wonderful Thanksgiving holiday!

This holiday season, please consider donating to assist with relief efforts benefiting the people impacted by the devastating wildfires throughout California.

To get you started, here are some nonprofit organizations that are seeking donations:

• American Red Cross: Volunteers are on the ground, providing shelter, food and comfort for them as fires continue to burn in both the northern and southern parts of California. This foundation is providing help and support at evacuation centers to offer safe refuge for people impacted by these devastating fires.
• California Community Foundation’s Wildfire Relief Fund: For 15 years, this foundation has offered aid to those affected by wildfires. Grants have gone to rebuilding homes, providing financial and mental health assistance and helping those affected to get medical treatment.
• California Fire Foundation: Providing emotional and financial assistance to families of fallen firefighters, firefighters and the communities they protect, this foundation’s Supplying Aid to Victims of Emergency (SAVE) program also brings immediate, short-term relief to victims of fire or other natural disaster throughout California.

We are the ONLY company in the Bay Area that does really well in both mortgage and real estate. We train our agents with expertise in both so that they can strive in both fields.

Company Level -
** Convenient Branch locations - Sunnyvale (headquarters), Cupertino (2 offices), Fremont, Pleasanton, San Ramon, Burlingame, Warm Springs, North San Jose, Tracy, San Diego, Sacramento
** Competitive commission split
** No Desk Fee
** Weekly Office Training
** 1-1 mentor support, 24/7, by branch manager, hand-holding teaching
** Dedicated Full-Time Staff Support Team
** Full access to professional nice offices

Mortgage -
** GOOGAIN University. We teach How to do Loans from Scratch.
** 24/7 loan scenario help desk
** In-house underwriting & funding
** Constant updates for loan programs and market conditions
** Marketing support: company provides marketing materials and help on marketing
** 8-10 days to close purchase loans

** We can approve more buyers:

Full doc/Alt Doc/No Income doc
2 year tax return, 2 year W-2, 1 year tax return, 1 year W-2,
24, 12, or 2 months personal or business bank statements,
P&L statement only, WVOE only, no income document for investment home,
Prime, near-prime, non-prime credit, no credit history, no credit score,
Citizen, permanent resident, non-permanent resident alien, foreign national

** We can approve large loan amount:

RSU Income, excluding departing home liabilities,
Debt to income ratio 49%, or 55%, or no ratio,
Single loans up to 95% loan to value, or combo loans with 80/10/10 or 80/15/5

** We can approve more loans:

1-4 units residential homes, 1 time construction to permanent loans, 5+ units,
commercial loans, construction loans

Real estate - High volume, annually close to 1,000 cases as an office
** Company weekly training: in house and out in the field
** Branch weekly meeting: market updates and case study 
** 1-1 mentoring case by case

Join our Googain/MaxReal team!

The Tax Cuts and Jobs Act presents a series of home buying benefits, particularly for those who make $100K or more each year.
www.maxrealusa.com

Here's Why Now Might Be The Best Time To Buy A Home If You Earn More Than $100K
If you make more than $100K each year, now might be the perfect time to purchase a new home.

www.googain.com
www.maxrealusa.com