Real Estate News & Market Trends

How important are traits like honesty and integrity to home buyers? To put it simply: very. A new survey found that 98% of U.S. home buyers expect their real estate agent to be honest and to have integrity. We couldn’t agree more. Those are our guiding principles.

Have a neighbor that can’t manage fall leaves alone? Give them a hand! They’ll appreciate you.

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When looking for your dream home, you will likely want to see homes that require a pre-approval or approval letter indicating how much you can afford. Turn to Googain for a quick and easy pre-approval or approval letter.

www.googain.com

Location, location, location: If you’re thinking about buying a home, check out the neighborhood in the morning, afternoon and evening hours.

The right moving company can help make your move to a new home a success. But the wrong one? It could lead to a moving day disaster. Here are some ways to tell if you are hiring a reputable moving company:

—They come to your home, inventory your belongings and provide an estimate of the cost to move your household. Avoid companies that give estimates over the phone or by email.

—They allow you to pay upon delivery. Avoid moving companies that require cash or a large deposit before moving day.

—They check out. What is the moving company’s Better Business Bureau rating? Is it a member of the American Moving and Storage Association? Members of AMSA have passed background screening with government authorities at the state or federal level as well as with their Better Business Bureau chapter. They have pledged to adhere to the AMSA Code of Ethics. Ask for references.

If you’re thinking of hiring an interstate mover, check their record here. For more tips on hiring a reputable mover and having a successful move, go to this link.

This is the best day — and time — to list your home for sale

• Listing your home on a certain day — and even a certain time of day — may make it sell faster and for more money.
• Thursday is the most popular day for agents to debut new listings, and homes listed on that day apparently sell fastest, according to Redfin, a real estate brokerage.
• For the specific time of day, one broker puts her new listings online at 5 p.m.

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Find out the best day to list your house for sale

Often home buyers believe that the minimum down payment is often as much as 20%. Some potential home buyers even put off home ownership because they believe that without a 20% down payment, they cannot get a home. However, this is not true.

Googain offers options for home buyers with down payments as loan as 3% of the sales prices. These options will offer very competitive rates and will often have lower overall payments than the rent for properties of comparable size and amenities. Simply put, why rent when for the same amount of monthly payment home ownership is possible?

The 3% down programs do vary in their requirements. Some require the home buyer to be a first time home purchaser, others do not. One of the more interesting programs is the Fannie Mae HomeReady program which Googain offers. It is not required that the borrower is a first-time buyer. The main requirement is that the purchaser’s income not exceed to 100% of the adjusted median income for the area where the property is located. If the subject property is located in a low-income census tract, there are no income limits for the home purchaser.

Why delay purchasing a home? Property values continue to rise. Don’t let the “dream” of home ownership remain a dream. Make it your reality. Contact a Googain Loan Officer today for more information on low down payment programs.

www.googain.com

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Did you know? The average U.S. home buyer is looking for a 3-bedroom, 2-bathroom home with a garage and updated kitchen.